New Month and New Goals

I have been trying so hard to get back on track with my life in general but the health and wellness part of my life has really taken a dive.  I start off and then I ended up messing up or falling off the wagon.  I figured today is a new month so why not start my goals today.  I know it’s Wednesday middle of week but maybe the Monday thing is just not working for me so let’s try new month new goals.  I am feeling more pumped today than I have in a while so I think it’s going to be a great start.

So here is a list of my new goals, these are mostly focused around health and wellness but there may be some other goals sprinkled in there to help my life in general.

My New Goals:

Work on getting in 10,000 steps per day.

This seems a lot easier than it should be but I have a desk job and sometimes I rarely take time to get in exercise so I am going to add in two breaks per day in the AM and PM to get in at least a 15 minute walk.  I am also going to ensue that my Fitbit is charged so that I can ensure I am hitting my daily goal.

Lose 5 pounds this month and keep it off

I’m hoping this won’t be too hard to hit, I’ve got quite a bit of weight to lose to reach my ultimate goal but this will be a good start.  My starting weight is 185 pounds.  Yuck, I know that is horrible for someone that is only 5’3″.  Ugghhh.  I am really going to watch what I am eating now and focus on calorie intake for a while to see if that truly helps. I am going to

Drink more water- focus is going to be at least 86-90 ounces per day.

I actually don’t do too bad when it comes to drinking water, in fact I probably drink a little less than 80 ounces per day but there are days like when I work at home that I tend to drink less water.  I’m not sure why, I just tend to work straight through my day and forget to stop to refill my bottle.  I am going to start tracking my water intake on my Fitness Pal as well so I can keep better track of this goal.

Make my lunch every day

I was doing so well with this and then the last couple of weeks I just started slacking.  I am thinking it has a lot to do with the fact that I haven’t been shopping for food like I had in the past.  I would shop on Sunday’s previously and make our snacks ahead of time for the week and often plan our meals.  I have to do some more work on meal prep so I’m going to set a goal of making a plan every Sunday before I shop.  I think this will have an added benefit of saving money as well.

No tortilla chips or chips of any kind.

This really has to do with our lenten sacrifice, hubby and I have decided to give up things that we eat regularly.  My vice is tortilla chips but I figured I’d add in any other kind of chips for added measure.  I eat tortilla chips at least three times a week and I can just imagine how much that adds up in calories and carbs.

Get back to taking my supplements and vitamins.

A couple of years ago I started using Plexus as a weight loss tool to help me lose weight, I did really really and lost 30 pounds using Plexus, exercising and focusing on eating healthy. I don’t know what happened but I started slacking and stopped drinking my Slim and taking my supplements.  Plexus Slim was originally created for pre-diabetic patients to help control blood sugar but an added benefit was weight loss and it did work for me previously.  So now I just have to get back on the wagon and get back to working on me. So I’m going to place an order and start using these products again.  I’ll share more about this product in a later post because not only did I lose weight I had actually made a little bit of money here as well.

Vacuum at least twice a week, entire house.

This one has two benefits.  One, it gets my house back to an orderly clean state and two, the added steps while vacuuming will help to his my goals.

Set up a cleaning schedule so that the house stays clean.

My house is a mess right now, it’s not filthy it’s just really cluttered and messy.  My hope is that if I focus on creating a schedule to coordinate cleaning this will help me to stay accountable and in the end will also create a cleaner and happier home and maybe a happier Mom and Wife.

Looking back on these goals they all seem doable, now I just have to put these into action.

This morning I started out pretty good with a healthy breakfast and I also did a 1 mile walk, I followed Leslie Sansone’s 1 Mile Happy Walk.  So far I have 2,036 steps to start. Not bad.  Yesterday I only hit 5,987 so I am already on track to get closer to 10,000 steps. I will now visit MyFitness pal and enter my food intake. I’ll share an update in the next week or so of my progress.

Time to get motivated!

 

 

Living Paycheck to Paycheck – Budgeting Update

http://www.beboldbeblessed.com/2016/12/28/living-paycheck-to-paycheck/

In December I posted about the fact that we were working on getting out of debt, you can read that post here.   It has only been two months and although we have not made that much of a dent we are learning a few things along the way.

  1. There are hundreds of ways to budget.
  2. I made a few mistakes a long the way with our money…again.
  3. Having to budget for the whole family is hard when you are the only one handling the budget.
  4. Living paycheck to paycheck sucks!

There are a hundred ways to budget.

I’ve been visiting Pinterest quite a bit lately and I’m amazed at how many ways you can manage a budget.

  • Calendar budgeting- this is where I started.  I took a calendar for each month and for each debt I wrote the amount on the date it was due.  I would then cross it off when it was paid.  This worked for a while but only focused on the stuff we were paying (meaning debt) and not actually what we were spending.
  • Good ol’ fasioned paper and pen- you can list what you make and subtract everything you owe and then whatever is left is what you get to spend.  You still need to figure how much money is spent on items like groceries, necessities, gas, haircuts, etc.
  • There is an App for that!  Seriously, there are tons of budgeting apps out there.   Some of them are great and some were a littel cumbersome.  I tried a few but I always felt like I couldn’t see things in real time.  If you wanted to pay for a premium app you could sync it to your account balances and then know how much you are spending.
  • Excel spreadsheets- this is by far the easiest for me right now.  I keep tweaking it so it seems to be getting better and better.  I’m not an expert at Excel, I just know the common stuff like basic formulas and filters.  Other than it’s super simple and I’ve added a column to keep track of outstanding items like bills I have paid to ensure that I’m watching that they get paid.  I had an issue a while back which I’ll explain later that caused me to add this.

I made a few mistakes a long the way

  • I didn’t keep track of a payment that was made and it was debited from our account and then later credited back to the account because the routing number was wrong.  I ended up thinking I had more money than we really had and spent it. The creditor called me and said I hadn’t paid which made me furious and sure enough the payment didn’t actually clear so it was never paid.  So I had to scramble to find $482 in our budget.
  • Mistake number 2 was a doozie.  I paid our mortgage twice.  Not because I wanted to or had the money to do so.  I thought I had forgotten to pay it and actually had done at the beginning of the month so when the payment had not cleared instead of going in and checking the payment status I just paid it again.  It caused my bank to move money from our savings to our checking to cover the overage.  Uggghh.  I have not had an overdraft in over 20 years.  I was so upset.  The mortgage company was super awesome when I called and said no problem they’ll just reverse the payment and refund the money back.  I am glad because I never meant to touch the money in our savings.

Having to budget for the whole family is hard when you are the only handling the budget.

I’m grumpy most days when it’s the day I have to look at our budget and see what is going on with our money.  Why?  Because we have too much month at the end of the money.  We had a couple of extra expenses this month that I didn’t account for…oh wait it’s not that they weren’t accounted for, someone didn’t tell me we were going to be spending that money.  You know who that someone was right?  My Hubby, that guy that rocks most days. Well he pissed me off the last two weeks. He decided to sign up little one for Baseball.  Cost is $190- he paid the deposit of $100 and didn’t tell me.  He also paid for his yearly license to hunt and fish, again without telling me that he spent $55.

I’m pretty sure I’m sounding like I’m bitching cause $155 shouldn’t be an issue right? It’s an issue when you have no money and are living pay to pay check.

Living paycheck to paycheck sucks!

We are at that point right now and it honestly sucks big time.  I hate it.  But right now it’s the only way I can manage the budget until we sock away some of our debt. We are building an emergency fund and we are also working at pounding away some of the debt we have.  So far we have paid out $3,612.38 in debt and that was just in January.  Yuck right?  I mean seriously imagine all the things we could do if that money was actually ours and not someone else’s.  Yeah that’s how you have to look at debt people.  Once you have spent it and are now paying someone else the money you make every check is not yours, it’s someone else’s.  Enter curse words here!!!! #&%#!

I’m glad that we are working on getting ourselves out of debt but at the same time I wish we had never gotten here to begin with.  It seriously sucks and when we are all done with our debt I am going to be so darn happy!

 

My Soon to Be Office

I’m super excited about the work my Hubby has been doing on our house.  He is building an addition.  Guess what the addition is going to be?

My office!

Woohoo!  I am so excited because it is going to be my space and my space only.  He has the garage, it’s his man cave and he has the back porch.  Another sort of man cave with a hot tub, large screen TV and a fabulous view of the mountains and yes we have a large TV in the garage with a leather couch. The kids have their own rooms and yes we have a bedroom but it’s not totally my room.  In fact it’s not even girly. Little one is always in my room because his TV doesn’t have Tivo so he can’t watch Netflix.  So I often get kicked out of the office.  Remember the post about Hubby implementing no devices night, this is probably why I was so mad about it.  The only me time I get is when I am on my iPad.  So I am hoping that my little space will change that.

My new space is going to be girly. Super girly.  I am picking out paint pretty soon and I think I may stick with white or a very light gray.  I want to keep the room bright so that I can hopefully start doing more videos for my business.  I also want lots of girly stuff.  You know pretty stuff like the office pins I see on Pinterest.

I’ve been pinning tons of different home office ideas on Pinterest.  Most of them are super girly.  My office is going to be part craft room too.  If you didn’t already guess.  My love of bling has developed into a love of jewelry making.  It’s pretty fun although not having the space to work on my craft daily is a bummer.  I am currently utilizing the dining room and I often spread my stuff all over the place making my dining room look like a big giant mess. It would be so nice to actually be able to spread my stuff out and maybe have it organized so I can find stuff.  I seem to have several 100 lobster clasps in the same size because I thought I didn’t have any and sure enough I had like 3 packages but didn’t know because I couldn’t see them in my boxes.

My office is currently in the dining room and I hate it.  My desk is always a mess, mostly because I am not very organized but mainly because well I’ve just got too much stuff.  My desk was a yard sale find and it has worked out fine but it’s not comfortable and it’s no bright in there.  I am going to need to find some good lighting for when it’s evening or gloomy but I am thinking it’s going to be perfect.  I work from home at least 3 days out of the week in my full time gig so I have a desk, lap top, 2 monitors and a printer and all kinds of paperwork strewn across my desk.  Most of it is personal stuff but it’s just a mess.  My hope is that my new office is going to allow me a little more storage and room for better organization.

It is not going to be a large room, just a 12 x 8 foot room actually could be a very nice walk in closet but I need space.  I need space to work and space to work on my crafts and now space to work on my blog.  That is not a big space I know but it’s going to be all mine and it will be nice and cozy.  Plus it will allow me to have some peace and quiet when I am working.

If you want to check out a few of my office pins click on this link. 

 

 

 

Hubby Implements the No Devices Rule

I’m 44 years old, I’m a Mother, Wife, Sister, Daughter, Aunt and friend.  I also work full time and run this blog along with my Senegence business.  It seems the older I get the harder it is to give everyone the attention they need.  I’m exhausted when I get home and I know I have to get dinner on the table, clean up the dishes, laundry, help kids with  homework, get the kids bathed and off to bed and then maybe I may have time for myself.  Sometimes I feel like I’m in a tug of ward and am being pulled in a million different directions.  We’ve all felt this way.  It’s part of life.

So I guess my Hubby was feeling bad about us (our family) not spending enough time together so he implemented a No Devices rule in our house.  My oldest has a cell phone and he is often on it.  I have my phone an iPad and our youngest has a tablet although lately he’s been watching Netflix on TV and not on his tablet.  He calls it an iTab by the way.  Yes, we are all a family of device users but I don’t know that we are on them constantly.  My oldest likes to play his guitar so he’s doing that more lately than the phone and I do love Pinterest but I tend to get away from the phone cause I’ve been on a computer all day.

I am going to be straight out honest here.  I was irritated. I think I was more irritated than Jacob, our oldest, because I love Pinterest and the few moments I have to myself every evening I sit down and waste time on Pinterest but this man who I dearly love and appreciate on most occasions was taking this away from me.

Out of nowhere he came home after we had just spend at least two hours having cocktails together and running out to grab a bite to eat for the kids.  Seriously?  The guy who loves to play pool on his phone and race cars on his phone wants me to give up my devices for an hour and a half?  I was like WTF?  I rarely cuss so you know I must have been irritated.  So he gathered all of us together and said we were turning off our devices from 7pm-8:30pm to give us an hour and a half of family time.  He said he was concerned with little one not catching on with his reading and that we needed to make more of an effort.

I get it.  I really do.  I want my kid to be successful but I’m going to be a little selfish here for a bit.  I am responsible for our finances, I take the kiddo to the bus in the mornings at least 2 to 3 days out of the week.  I work at home on Wednesday’s so I can pick up kiddo on his early day and than take him to catechism, pick him up and also make sure he has done his catechism homework.  I usually sit down with little one every day and work on his homework, I often make dinner because I get home before Hubby, I do all of the laundry with the exception of the moments when he does his own laundry and I do the dishes every day.  I also take kiddos to appointments, make sure they have money for lunches and snacks and I also have my side hustles.  So tell me why I have to give up my devices for an hour and a half every day?

Again, I get it.  I understand where he is coming from but seriously.  How about we start with dividing up some of the work so that I get more help so that I’m not so exhausted that I don’t need to veg out for just a little bit on my device checking out crafting on Pinterest?  Don’t get me wrong he has a great idea and I am sure it will work out but I was just thrown when he sort of demanded that this was happening.  There was no discussing prior to implementing the no device rule we were just told we were doing it.

We started last night.  I’m wondering what was going on in his head when he decided this and I wonder if he’s going to hold us to it.  I’m thinking it is a good idea, we’ll just have to see if it works out.

Have you tried this?  How did it go?

Budget Experiment- No Grocery Shopping

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So over the last two weeks or so we have tried a little experiment.  I’m not sure it was a total fail but I am thinking we could have done a little better.

No Grocery Shopping

We decided a little over a week or so ago to not buy groceries except for staples we need like milk, eggs and bread but to instead utilize everything we have in our freezers and in our pantry. I had cleaned out our pantry and freezers and found a ton of food that had not been eaten and was most likely going to get really old.  We had steaks, chicken (lots of this), pizza, frozen entrees and we had lots of vegetables. Soups, boxed items like pasta, rice and of course the good ol’ standard, mac and cheese. I do not make home made mac and cheese but my oldest loves it so we had several boxes of it.  Not my favorite dish but it worked as a meal.  So we decided we would not buy groceries outside of the items we use every day like milk, eggs, cheese and bread and a few fruits and vegetables.  It worked pretty well and I feel like our grocery shopping decreased a little so I thought.

Here’s a look at some of the meals we had.

  • Chicken tacos- I made the chicken in the crock pot with some seasoning and shredded it after it was done.  Fried some corn tortillas and served with the usual cheese, lettuce, onions and salsa.  We did not have any sides with this dish.
  • Steaks- My husband defrosted them and marinated them for a day or so and they turned out delicious.  I made some rice with broccoli we had in the pantry.
  • Fried potatoes and Johnsonville Summer Sausage with some onions.
  • BLT’s- we had several packages of bacon in the freezer so I cooked it in the oven and we had delicious BLT’s with some soup.
  • Frozen pizza- this was the kids favorite because they can eat pizza any time.
  • Buffalo wings with chips and dip and mozzarella sticks.  We called this Appetizer night and the kids enjoyed it.
  • Chicken salad sandwiches- the kids did not enjoy this at all. I had a can of chicken I had purchased during the summer at Costco in a 3 pack and there was one can left.  Hubby and I thought it was pretty good but the kids did not enjoy it.
  • Spaghetti- I’m not a big fan and neither is my little one but my older son loves spaghetti.  I used some frozen turkey we had in the freezer and it turned out pretty good.
  • Instead of buying Arizona Green Tea I bought a new sun tea jar and we started making tea at home.  So far this has been pretty good for the kids.  We don’t drink sodas but they do love their tea.

How did the no grocery shopping experiment go?

As I said it wasn’t a fail but unfortunately during this time we also had run pretty low on snacks like granola bars, fruit snacks and lunchables for the kiddos so we still had to run to the grocery store to get a few items.  My youngest has to take a snack every day to school and they both eat snacks after school and prefer ready made or easy to make snacks.  So we didn’t quite hit our regular grocery budget but we did end up spending more than I thought we would.  We didn’t make a run to Costco so far and I truly believe every time we go we spend far more there than we should.  I’m sure that’s my fault too.

I think it helped us realize that we need to really think about our grocery shopping before we head out to the store.  I’ve started writing down a list of items we need as we run out but there are still times I am guilty of buying things that are not on our list.  I think I need to convince my Hubby to shop more for us so this doesn’t happen.  He is also better at really looking at the sales.

Have you done an experiment like this?  How did it go?

 

Life Lately

I can’t believe I’ve neglected my blog responsibilities, I think the last post was around January 20th.  I’ve been super busy with work, my business, kids and just life in general.  It seems time flies fast when you are having fun or as you get older.

Let’s see the last couple of weeks have been busy and I can’t forget to share the fact that I got into a fender bender at work.  Thankfully I wasn’t hurt and neither was the other driver but my car was hurt pretty bad.  Check out the pics below.  The gal that hit me backed up into me when I was driving through the parking lot.  When she realized she hit me she got out of the car and said “I didn’t even see you.”  Yeap, that about sums it up.  Poor gal seemed like she was having a bad day.  I’m sure hitting my car was the icing on the cake.  Fortunately, her insurance is going to take care of the damage so more to come on this as I still have to take it in for estimates next week to see how much the repair is going to cost.  My car is a 2003 Toyota Camry, not a new car but had never been in a bad accident before.  So here we go, having to get the repairs covered.  We’ll see what happens next week.

Home life has been great.  Hubby was on call this last week and honestly it wasn’t too bad.  He was only called out once in the middle of the night. Unfortunately, I heard the phone too and he got up and had to leave so I was woken up and had a hard time going back to sleep but he was not gone long.  He was super excited because he fixed his first outage with no one else’s help. Usually they have to call a lead tech to help with an outage.  He seriously wants to move to that next level and is trying extra hard to learn as much as he can.  I’m super proud of him, he works so hard and has such a strong work ethic.

Kids are always keeping us busy.  Jacob is rocking it out now with his little band.  He has three friends that he hangs out with that all play instruments and they have formed a little rock band.  It’s really cute.  He would be so bugged right now if he heard me say his rock band was “cute”.  He just finished putting several patches on a denim jacket he purchased himself.  He’s so smart that way, when he wants something he saves up money and buys it.  He is already figuring out what equipment he wants for his birthday.  How did I ever end up with a little metal head?

We signed up little one for baseball.  Not sure why he and Hubby decided to have him play baseball this year.  We played spring and fall football over the last year and we really enjoyed it. I wasn’t too fond of his coach or the team mom last season but the team parents were pretty cool. It’s crazy because I really didn’t think I’d like football but after two seasons it sort of grew on me.  We’ll see what happens with baseball, he played a couple of years ago and he played catcher really well.  He was so little and was never afraid of the ball.  The other kids did not want to play catcher at all.  He is such a tough little kid.  It amazes me how talented he is already at such a young age.

Work has me feeling blah lately. I seem to be thinking a lot lately about my happiness and work and if I’m doing what I’m passionate about. I used to really love work but as of late I’m just not super motivated.  I wonder if it’s burn out (17 years as a recruiter) or just feeling like I need to do something new. I am really going to have to pray on this one and hope I can figure something out.

I don’t know what I’m passionate about right now. I love helping people. I love motivating them and helping them see the potential they have in them and the fact that they have talents that are worth exploring.  My job isn’t allowing me to really focus on these things.  I’m not having any fun anymore, maybe after I get the new application at work that I need for my job I’ll feel better.  I’m sure there will be more to come on this.